:root{--bg:#f7fbfa;--card:#fff;--ink:#12211f;--muted:#65736f;--brand:#097969;--brand2:#083f38;--line:#dfe8e5;--soft:#e9f7f2;--warn:#fff7e8}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}.container{max-width:1120px;margin:auto;padding:0 22px}.nav{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0}.logo{font-weight:850;color:var(--brand2);font-size:20px}.logo span{color:var(--brand)}.menu{display:flex;gap:18px;font-size:14px;align-items:center}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:999px;background:var(--brand);color:#fff;font-weight:750;border:0;box-shadow:0 12px 30px rgba(9,121,105,.18)}.btn:hover{background:var(--brand2);text-decoration:none}.btn.secondary{background:#fff;color:var(--brand2);border:1px solid var(--line);box-shadow:none}.hero{padding:76px 0 48px;background:radial-gradient(circle at 80% 10%,#daf7ec,transparent 32%),linear-gradient(180deg,#fff,var(--bg))}.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:34px;align-items:center}.eyebrow{display:inline-block;background:var(--soft);color:var(--brand2);padding:7px 12px;border-radius:999px;font-weight:750;font-size:13px}.h1{font-size:56px;line-height:1.03;margin:16px 0 18px;letter-spacing:-1.8px}.lead{font-size:20px;color:var(--muted);max-width:720px}.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:26px}.trust div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px;font-weight:700}.panel,.card{background:var(--card);border:1px solid var(--line);border-radius:24px;box-shadow:0 18px 60px rgba(18,33,31,.06)}.panel{padding:24px}.section{padding:54px 0}.section h2{font-size:36px;line-height:1.12;margin:0 0 14px;letter-spacing:-.7px}.muted{color:var(--muted)}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.card{padding:22px}.card h3{margin-top:0}.badge{display:inline-block;background:var(--soft);color:var(--brand2);border-radius:999px;padding:5px 10px;font-size:12px;font-weight:800;margin:2px}.table-wrap{overflow:auto;background:#fff;border:1px solid var(--line);border-radius:22px}table{width:100%;border-collapse:collapse;min-width:760px}th,td{padding:16px;border-bottom:1px solid var(--line);text-align:left}th{background:#f1f8f5;font-size:13px;text-transform:uppercase;letter-spacing:.04em}.score{font-weight:900;color:var(--brand)}.disclaimer{background:var(--warn);border:1px solid #f5deab;border-radius:18px;padding:16px;color:#664b1a}.footer{border-top:1px solid var(--line);padding:34px 0;color:var(--muted);font-size:14px}.pill-list{display:flex;gap:8px;flex-wrap:wrap}.quiz label{display:block;font-weight:750;margin:13px 0 6px}.quiz select,.quiz input{width:100%;padding:12px;border:1px solid var(--line);border-radius:12px;font-size:15px}.result{display:none;margin-top:18px;padding:18px;background:var(--soft);border-radius:18px}.toc{background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px}.toc a{display:block;padding:5px 0}.article h1{font-size:46px;line-height:1.08}.article h2{margin-top:36px}.kpi{font-size:28px;font-weight:900;color:var(--brand2)}@media(max-width:860px){.hero-grid,.grid3,.grid2{grid-template-columns:1fr}.h1{font-size:40px}.menu{display:none}.trust{grid-template-columns:1fr}.section h2{font-size:30px}}

.cta-panel{margin-top:32px;padding:26px;border:1px solid rgba(31,41,55,.10);border-radius:24px;background:linear-gradient(135deg,#f8fafc,#eef8f4);box-shadow:0 18px 45px rgba(15,23,42,.06)}
.btn.secondary{background:#ffffff;color:#14532d;border:1px solid rgba(20,83,45,.18)}
.partner-cta-grid .card{background:#fff}
.block-note{display:block;margin-top:10px;font-size:12px;line-height:1.45}.compliance-note{font-size:13px;line-height:1.55;margin-top:24px}

.trust-links a.feature-link{display:block;background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px;color:var(--brand2);font-weight:700;box-shadow:0 10px 25px rgba(18,33,31,.04)}
.trust-links a.feature-link span{display:block;font-weight:500;color:var(--muted);font-size:13px;margin-top:3px}.trust-links a.feature-link:hover,.link-card:hover{transform:translateY(-2px);text-decoration:none;box-shadow:0 22px 65px rgba(18,33,31,.09)}.link-card{transition:transform .18s ease, box-shadow .18s ease}.article .eyebrow{margin-bottom:10px}.meta-row{display:flex;gap:12px;flex-wrap:wrap;margin:12px 0 22px}.meta-row span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 11px;color:var(--muted);font-size:13px}.safe-note{background:#f1f8f5;border:1px solid var(--line);border-radius:18px;padding:16px;margin:22px 0}